Get 0% Financing for 12 Months
We understand that replacing or repairing an HVAC system is a significant investment. To ease the burden, we offer 0% financing for 12 months on qualifying purchases. This allows you to spread out payments without worrying about high interest rates.
At McAllister, we believe that every homeowner deserves reliable heating and cooling—without breaking the bank. That’s why we offer flexible financing options to help you get the comfort you need at a price that works for you. Whether you need a new air conditioning system, furnace, generator, or an unexpected repair, our financing plans make it easier to afford the services you need now while paying over time. Why choose financing for Your HVAC needs?
- Affordable monthly payments: Spread the cost of your new system over manageable payments that fit your budget.
- Fast and easy approval process: Our financing application is quick and straightforward, helping you get approved in no time.
- Flexible terms: Choose a financing plan that works best for your needs with options that fit a variety of budgets.
- No large upfront costs: Get the heating or cooling system you need now and pay for it over time without a hefty initial expense.
- Increased home value & comfort: Upgrading your HVAC system enhances home comfort and can improve energy efficiency, saving you money in the long run.
12-Month Same-As-Cash Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of October 2024, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
6.99% APR 5-Yr Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $19.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
6.99% APR 5-Yr Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $19.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.